This is the ultimate online course bundle for anyone who wants to make sure their middle and high schoolers are prepared for the future by equipping them with what they really need to know about money and entrepreneurship. You’ll get Foundations in Personal Finance: Middle School Edition for Self-Study, Foundations in Entrepreneurship for Self-Study and Foundations in Personal Finance: High School Edition for Self-Study—all fully digital online courses that are complete with auto-graded assignments and video content. And it’ll actually make your kids want to pay attention!
Plus, the online courses are taught by Dave Ramsey and his team of experts—including Anthony ONeal, Chris Hogan, Ken Coleman and Rachel Cruze. So you can go about your day knowing your kids are learning about budgeting, saving, investing for retirement, business leadership and more from the very best. No work on your part required!
If you’re a busy parent of middle and high schoolers who aren’t getting personal finance or business education in school, this online course bundle is for you.
How It Works:
Once you buy the curriculum bundle, you’ll receive three emails (one for each course). Each email will include a link and one unique class code that will activate the online course. Follow the instructions on the email to register. You’ll have access to each online course for one year beginning when the class code is first redeemed.
If I have multiple children can they all use the same copy of the curriculum?
This bundle contains three courses—Foundations in Personal Finance: Middle School Edition for Self-Study, Foundations in Entrepreneurship for Self-Study and Foundations in Personal Finance: High School Edition for Self-Study. Each course is intended for one student as the assessments included in the course can only be completed once.
- Fully digital content—all you need is a computer or tablet and internet access
- Stand-alone chapters that can be used in any order
- Access to foundationsU, our blended learning site with additional tools and activities
Foundations in Personal Finance: Middle School Edition for Self-Study
Foundations in Entrepreneurship for Self-Study
Foundations in Personal Finance: High School Edition for Self-Study
Foundations in Personal Finance: Middle School Edition for Self-Study Course Details:
Number of Assessments: 27
Number of Chapters: 6
Certificate of Achievement: Yes
Hours of Video: 3.5
Approximate Time Needed to Complete the Course: 20-30 hours
- Chapter 1: Saving & Budgeting
- Introduces personal finance concepts; explores what it means to be smart with money; emphasizes three reasons to save money; compares simple interest and compound interest; explains the purpose of a budget; identifies the difference between debit and credit cards; explores how to talk about money and money goals; and highlights the importance and benefits of giving and serving others.
- Chapter 2: Credit & Debt
- Identifies terms associated with debt; evaluates the financial impact of debt on a household budget; examines the elements of a credit report and credit score; highlights the importance of avoiding debt; identifies ways to stay out of debt; explores the cost of a college education and the long-term cost of student loan debt; and explains ways to pay for college without going into debt.
- Chapter 3: Education, Careers, & Entrepreneurship
- Examines the importance of exploring career options that line up with personal skills and interests; introduces career options and highlights their varying, post-secondary education requirements; explains the impact education can have on income; examines various types of income and taxes; identifies elements of employer benefits; introduces the topic of entrepreneurship; and explores the risks and benefits associated with starting your own business
- Chapter 4: Investing, Insurance, & Identity Theft
- Explains the difference between saving and investing; introduces investing as a way to build wealth; highlights the impact of compound interest and introduces the time-value of money; explores different types of investments; identifies different types of insurance; examines the impact of and problems associated with identity theft; and examines ways to protect yourself from identity theft.
- Chapter 5: Global Economics
- Explains the differences between various economic systems; examines the movement of goods and services; explores supply and demand; explains the chain of production and gross domestic product; highlights the differences between developed and developing countries; explores global economics and trade matters; and examines the impact of scarcity and rationing.
- Chapter 6: Marketing & Consumerism
- Introduces consumerism and spending habits; explores the impact of marketing, product placement, and peer pressure on consumer behavior; explains the concept of economic incentives; compares contentment and discontentment in regard to consumerism; explores various consumer protection agencies and laws; and identifies ways to be a wise consumer.
Foundations in Entrepreneurship Course Details:
Number of Assessments: 20
Number of Chapters: 4
Certificate of Achievement: No
Hours of Video: 1.5
Approximate Time Needed to Complete the Course: 6-7 hours
- Module 1: Introduction to Entrepreneurship
- Introduces the topic of entrepreneurship, explores traits of entrepreneurs and leaders, examines examples of entrepreneurs, and provides guidelines for effective communication and dealing with conflict.
- Module 2: Economics and Finances
- Explores economic concepts including economic systems, capitalism, and the relationship between cost and profit. The module will also explore financial topics such as operating expenses, retained earnings, taxes, a P&L statement, resource management, and charitable giving.
- Module 3: Marketing
- Explains the differences between products and services as well as identifying the marketplace need for a product of service. The module also covers marketing, branding, social media and selling.
- Module 4: Business Management
- Explains what a business plan is and how to write one, how to write strong goals, what to consider related to business growth, things to consider related to hiring staff, how to use technology in business, and the importance of generosity.
Foundations in Personal Finance: High School Edition for Self-Study Course Details:
Number of Assessments: 121
Number of Chapters: 12
Certificate of Achievement: Yes
Hours of Video: 12
Approximate Time Needed to Complete the Course: 50-60 hours
- Chapter 1: Introduction to Personal Finance
- Introduces the topic of personal finance, explores the evolution of the American credit industry, and highlights the importance of both knowledge and behavior when it comes to managing money.
- Chapter 2: Saving
- Emphasizes the importance of saving and explains the three reasons to save: emergencies, large purchases, and wealth building.
- Chapter 3: Budgeting
- Explores the purpose and process of writing a budget and the basics of banking, including balancing and reconciling a checking account.
- Chapter 4: Debt
- Identifies the devastating costs of using debt as a financial tool, debunks credit myths, explains the elements of a credit score, identifies organizations that maintain consumer credit records, and summarizes major consumer credit laws.
- Chapter 5: Life After High School
- Explores 21st Century post-secondary education and career options, highlights the importance of avoiding debt as a young adult, and explains how to cash flow a college education.
- Chapter 6: Consumer Awareness
- Identifies factors that influence consumer behavior and the effect of inflation on buying power.
- Chapter 7: Bargain Shopping
- Highlights the importance of bargain shopping as part of a healthy financial plan and identifies important negotiation strategies.
- Chapter 8: Investing and Retirement
- Establishes basic investing guidelines, describes and compares various types of investments, and identifies elements of employer benefits and retirement plans.
- Chapter 9: Insurance
- Identifies the purpose of financial risk management as well as the appropriate and most cost-effective risk management strategies.
- Chapter 10: Money and Relationships
- Identifies the differences among people's values and attitudes as they relate to money and highlights communication strategies for discussing financial issues.
- Chapter 11: Careers and Taxes
- Examines the importance of pursuing a career in line with your strengths, the elements of effective goal setting, the best practices of successful people, and types of income and taxes.
- Chapter 12: Giving
- Highlights the importance of giving of your time, talents, and money in order to serve others and leave a lasting legacy.
- Chapter 13: Global Economics
- Explains and examines the differences between various economic systems, movement of goods and services, supply and demand, chain of production, gross domestic product and the impact of scarcity and rationing.
We provide educational content. We do not provide course credit; however, you may submit a request for course credit to your teen’s school or education system. Once your teen completes the course in its entirety, you may email email@example.com to request a certificate of completion. Please allow 2-3 business days for delivery of the certificate. The awarding of course credit is at the school’s or education system’s discretion.
Are there assessments?
I have multiple children. Can they all use the same copy of the curriculum?
How long do I have to activate my courses?
Shipping & Delivery
Online Access Code
When you purchase a voucher item, you'll receive an email after completing your order. In this email you'll be provided both a link and a unique online access code. To access your product, click on the link and enter your unique voucher code when prompted.