You don’t have to be part of a scheme or donate plasma to easily and quickly save $500.
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This may be just a quick save. The insurance industry lowers the rates to get you to switch, but you may then get hit with huge increases after the initial period is up. I saved some money but looking at my deductibles, and making sure the mileage assigned to each vehicle accurately reflected what we were driving annually. It’s also smart to look at full coverage vs. just liability insurance based on the age of the vehicle and how much it is worth.