Debt-Free Living

How to Approach an Engagement When You Have Debt

Should you become debt-free before getting married? Do you help your significant other pay off their debt before getting married? I answer these questions in today’s vlog!


  • Colin

    you’re such a blessing Rachel. Thanks for your insight!

  • Brittani Green

    Hi Rachel, we started Dave Ramsey Baby Steps in mid Jan and are currently on baby step 2. Also, recently signed up for FPU at our Church. It’s funny that I came across your blog today, because we are currently engaged and guilty of paying off debt (oops). I thought it would be a good idea to get rid of our debt before we started saving for the wedding. The total debt remaining is $2,906 which is his credit card. Our goal is to have it paid off by the end of month or early March.
    So, since we handled this part incorrectly what advice would you give us on how to proceed with saving for the wedding? I know baby step 3 is build emergency fund 3-6 months; but since we are looking to get married in fall of 2018, should we save for the wedding and add to the emergency fund at the same time? Or should we proceed with building with the emergency fund, then save for the wedding? We still haven’t come up with a figure for the wedding budget.
    Dallas, TX