Dave Ramsey is America’s trusted voice on money and business. He’s authored seven national best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, Dave Ramsey’s Complete Guide to Money, Smart Money Smart Kids, and The Legacy Journey. The Dave Ramsey Show is heard by more than 12 million listeners each week on more than 575 radio stations and digital outlets.
As a seasoned communicator and Ramsey Personality, Rachel Cruze has been speaking to groups as large as 10,000 for more than a decade. The daughter of Dave Ramsey, she joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others on the proper way to handle their money wisely and stay out of debt. Rachel co-authored the #1 national best-selling book Smart Money Smart Kids with her dad. Her new book, Love Your Life, Not Theirs, releases October 2016.
A popular and dynamic speaker on the topics of personal finance, retirement and leadership, Chris Hogan helps people across the country develop successful strategies to manage their money in both their personal lives and businesses. He is the host of the Retire Inspired Podcast and the author of Retire Inspired: It's Not an Age; It's a Financial Number, a #1 national best seller. For more than a decade, Chris has served at Ramsey Solutions as a trusted financial coach and Ramsey Personality.
Chris Brown is a nationally syndicated radio talk show host, pastor and dynamic speaker carrying the message of stewardship and intentional living nationwide as a Ramsey Personality. Available on radio stations across the country, Chris Brown's True Stewardship provides biblical solutions and sound advice for questions on life and money. Prior to joining Ramsey Solutions in 2014, Chris spent seven years leading many to Christ while growing churches in North Carolina and Florida. Chris and his wife, Holly, live in Franklin, Tennessee, with their three children.
An inspiring and enthusiastic presenter, Christy Wright has spoken to groups of thousands at corporate events, women's conferences and some of the country's top universities. Christy is also a certified business coach whose direct and genuine presentations cover a range of topics from business and money management to personal development and goal setting.
At age 19, Anthony ONeal was deep in debt and short on hope with no direction of where his life was headed. But after hitting rock bottom, he turned his life around and committed to helping students find and pursue their passions. Since 2003, Anthony ONeal has helped thousands of students succeed with money in their work and personal lives. Now Anthony has joined Ramsey Solutions to spread this encouraging message to students nationwide as a Ramsey Personality.
Nobody wants to have the dreaded “will discussion” with their parents. It won’t be easy, but it’s absolutely necessary.
My dad is an estate/finance attorney… we have no idea what’s in his will because it’s none of our business. It’s still planned out and spelled out on paper, but his finances are not our business now.
It feels like you did not even watch the video because she explains why it is important and why it should be your business…
Watched every second of the video. Love Rachel, she’s fun. It’s my business to know where their safety deposit box is. I do. It’s my business to know where to find their financial papers, I do. Other than that, their finances are not my businesses, nor what the will contains.
You are just going to get into trouble and hurt feelings when some says “daddy said i get this” and some one else says “well, he told me this”. It might not even be finances but photo albums and other sentimental items.
Doesn’t matter what he told someone, it only matters what’s written in his will… our family doesn’t have sentimental things, we’re not like that. Seriously, my parents don’t own a photo album.
I wonder how much of that 55 million dollars she will inherit when her dad passes? You bet she’s making it her business.
The point is that her Dad is making it her business, as should all parents. Low blow, there, considering the work Rachel and Dave do to alleviate some of the pain of passing, especially since so many parents don’t communicate this to their children.
What incentive could she possibly have for being greedy about her parents’ money? She has a fun job, a pretty house, a lifestyle she’s happy with, and probably plenty of investments and savings. Her intentions are clearly to help families get through a hard time as easily as possible (financially speaking, anyway). Don’t be snarky.
She also says it was her parents idea in the first place to talk about it, not hers.
Thanks, Rachel. Although, I think it would get ugly if we raised the issue with our siblings/parents, my husband and I are definitely planning to discuss this with our own children. Thanks team Cruze/Ramsey. You have changed our lives!
Our family CAN HANDLE THE TRUTH. My parents update the will with us every few years. They told us to put stickers on stuff we want and they write it down so us kids wont argue about it when one or both parents drop dead as a door nail.
My parents have nothing so it will be up to me to save for their funeral expenses and such.
When my dad passed away suddenly, I was so glad we’d had The Talk. I knew where everything was, how he kept his books, and his plans to donate his body to science. Mother hadn’t kept the books for a number of years, so I was gave her a refresher and set her up with a system that worked more to her personality. Our younger son thinks it’s odd that we feel the need to bring this topic up, but we’re “older” parents, and only God knows our days. We want to get the house paid off, so if he ends up having to be an advocate for his older brother, having a place to live will be one less thing to worry about. I’m a fan of Team Ramsey!
This is an incredibly important topic, Rachel! We would encourage you to take that discussion to the next level – discuss not only what is in their will, but their end-of-life wishes (DNR, not feeding tube, do everything possible, etc), and even how they want to age (in a facility, at home, at your house?!) The earlier you can have these talks, the better, but by the time you’re 40 or your parents are 70, you definitely need to have the talk. We have a resource to help you get these conversations going at http://www.4070talk.com.