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Have the Tough Talk With Your Parents

Nobody wants to have the dreaded “will discussion” with their parents. It won’t be easy, but it’s absolutely necessary.

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  • golfingprincess

    My dad is an estate/finance attorney… we have no idea what’s in his will because it’s none of our business. It’s still planned out and spelled out on paper, but his finances are not our business now.

    • JanObe

      It feels like you did not even watch the video because she explains why it is important and why it should be your business…

      • golfingprincess

        Watched every second of the video. Love Rachel, she’s fun. It’s my business to know where their safety deposit box is. I do. It’s my business to know where to find their financial papers, I do. Other than that, their finances are not my businesses, nor what the will contains.

        • Michael Henke

          You are just going to get into trouble and hurt feelings when some says “daddy said i get this” and some one else says “well, he told me this”. It might not even be finances but photo albums and other sentimental items.

          • golfingprincess

            Doesn’t matter what he told someone, it only matters what’s written in his will… our family doesn’t have sentimental things, we’re not like that. Seriously, my parents don’t own a photo album.

  • mab

    I wonder how much of that 55 million dollars she will inherit when her dad passes? You bet she’s making it her business.

    • akm

      The point is that her Dad is making it her business, as should all parents. Low blow, there, considering the work Rachel and Dave do to alleviate some of the pain of passing, especially since so many parents don’t communicate this to their children.

    • Mel

      What incentive could she possibly have for being greedy about her parents’ money? She has a fun job, a pretty house, a lifestyle she’s happy with, and probably plenty of investments and savings. Her intentions are clearly to help families get through a hard time as easily as possible (financially speaking, anyway). Don’t be snarky.

    • K

      She also says it was her parents idea in the first place to talk about it, not hers.

  • Christina

    Thanks, Rachel. Although, I think it would get ugly if we raised the issue with our siblings/parents, my husband and I are definitely planning to discuss this with our own children. Thanks team Cruze/Ramsey. You have changed our lives!

  • Bryan

    Our family CAN HANDLE THE TRUTH. My parents update the will with us every few years. They told us to put stickers on stuff we want and they write it down so us kids wont argue about it when one or both parents drop dead as a door nail.

  • bonita12

    My parents have nothing so it will be up to me to save for their funeral expenses and such.

  • Sue Woods Stone

    When my dad passed away suddenly, I was so glad we’d had The Talk. I knew where everything was, how he kept his books, and his plans to donate his body to science. Mother hadn’t kept the books for a number of years, so I was gave her a refresher and set her up with a system that worked more to her personality. Our younger son thinks it’s odd that we feel the need to bring this topic up, but we’re “older” parents, and only God knows our days. We want to get the house paid off, so if he ends up having to be an advocate for his older brother, having a place to live will be one less thing to worry about. I’m a fan of Team Ramsey!

  • This is an incredibly important topic, Rachel! We would encourage you to take that discussion to the next level – discuss not only what is in their will, but their end-of-life wishes (DNR, not feeding tube, do everything possible, etc), and even how they want to age (in a facility, at home, at your house?!) The earlier you can have these talks, the better, but by the time you’re 40 or your parents are 70, you definitely need to have the talk. We have a resource to help you get these conversations going at