Dave Ramsey is America’s trusted voice on money and business. He’s authored seven national best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, Dave Ramsey’s Complete Guide to Money, Smart Money Smart Kids, and The Legacy Journey. The Dave Ramsey Show is heard by more than 12 million listeners each week on more than 575 radio stations and digital outlets.
As a seasoned communicator and Ramsey Personality, Rachel Cruze has been speaking to groups as large as 10,000 for more than a decade. The daughter of Dave Ramsey, she joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others on the proper way to handle their money wisely and stay out of debt. Rachel co-authored the #1 national best-selling book Smart Money Smart Kids with her dad. Her new book, Love Your Life, Not Theirs, releases October 2016.
A popular and dynamic speaker on the topics of personal finance, retirement and leadership, Chris Hogan helps people across the country develop successful strategies to manage their money in both their personal lives and businesses. He is the host of the Retire Inspired Podcast and the author of Retire Inspired: It's Not an Age; It's a Financial Number, a #1 national best seller. For more than a decade, Chris has served at Ramsey Solutions as a trusted financial coach and Ramsey Personality.
Chris Brown is a nationally syndicated radio talk show host, pastor and dynamic speaker carrying the message of stewardship and intentional living nationwide as a Ramsey Personality. Available on radio stations across the country, Chris Brown's True Stewardship provides biblical solutions and sound advice for questions on life and money. Prior to joining Ramsey Solutions in 2014, Chris spent seven years leading many to Christ while growing churches in North Carolina and Florida. Chris and his wife, Holly, live in Franklin, Tennessee, with their three children.
An inspiring and enthusiastic presenter, Christy Wright has spoken to groups of thousands at corporate events, women's conferences and some of the country's top universities. Christy is also a certified business coach whose direct and genuine presentations cover a range of topics from business and money management to personal development and goal setting.
At age 19, Anthony ONeal was deep in debt and short on hope with no direction of where his life was headed. But after hitting rock bottom, he turned his life around and committed to helping students find and pursue their passions. Since 2003, Anthony ONeal has helped thousands of students succeed with money in their work and personal lives. Now Anthony has joined Ramsey Solutions to spread this encouraging message to students nationwide as a Ramsey Personality.
I’ve got big news that I’m so excited to share with you guys!
You feel blessed because you ARE blessed! Congratulations, Rachel & Winston!
A baby is a gift from God! You will soon know what unconditional love is and your life will be changed forever and definitely for the BETTER! <3nSleep when ever you can! Don't stress. Your baby can reacts to your emotions. Stay happy and calm and Good luck!
Awesome! Congratulations to you and Winston!
Cutest PREGGO EVER!!!! SO fun!! You will Love this newest adventure!!
One of my favorite books that was ever recommended to me was “Your Pregnancy Week by Week.” It tells you what your baby looks like each week, what they are doing, what they are growing, etc. It was absolutely exciting to “know” what my baby was going through every week. Get the book if you are curious! Otherwise … enjoy absolutely every single moment! The bundle of joy you will hold in your arms in April will be worth every back pain, nausea feeling, weird craving, and random emotion that spills out like you have turrets! Congratulations to you and Winston!
I was one of your workers in Grand Rapids, told you as you got done signing books thanks for being an inspiration for my daughters (8 of them, they have the lead on the only 5 boys). As the husband of a wife that calls having twins cheating, we look at family a little different. You asked for tips…nn* remember this is new to both of you, experts not required, let him know how you feel but let him be connected like a guy (note: did not say disconnected, call him on that)nn* over 13 deliveries, pregnancies, don’t expect experiences to line up, not even your ownnn* there are as many husband tales as wives tales, they just usually don’t verbalize themnn* Having children is a quest, learn how to take the journey. Trying to be deterministic will drive a wedge between you and them as they grow older. You will learn the difference between management and leadership in a new dimension. Relax, invest, pray, council with your spouse, encourage each other, drink in the moments.nn* You will never regret putting family first if you keep a set of priorities and don’t make it family only.
best tip I ever got, trust your gut!
Awesome news! and yes its a wonderful thing!. Advice just keep a toxic free home, sure you are already a member of Melaleuca, best products every for health and wellness. Enjoy the feelings that come with being a new mom. Congratulations
you are so cute! Very excited for you both- congratulations! My best tip ( mom of 3- 13,11,9) is Mom ( you!) know best- you are the best advocate for your child- trust your instinct.
My best advice is: don’t solicit for advice 🙂 You will get enough without asking. Trust me, lol!!
Are you using disposable diapers or will you be using the inserts? Inserts are cheaper, and will save you a ton of money, but, disposables are easier. Buy now if you are using disposables. If you have siblings/in-law’s who have kids, ask them what they used and why. Will you use formula or try to breast feed? And, make your own baby food when Baby Cruze is old enough for it. It’s cheaper, and healther.
Congratulations!! Advice: trust your instincts, take care of yourself and don’t stress over the conflicting and unrealistic advice you’re going to get. But the thing I wish I had known. . .eat real food. Not processed and not genetically modified. All organic, and as fresh as you can get it. Same with baby food. Ditch the sugar. It makes so much difference in the development of little brains, digestion and immune systems.
Haha! I agree, it’s so crazy how a baby the size of a gummy bear can kick your booty! My husband and I still jokingly refer to my first trimester with our oldest the “Pregnancy Coma”. I slept All.The.Time. No one told me that was going to be the best sleep I ever got for the rest of my life (or at least the next decade). Rest up, rest up, rest up! You will need all rest you can get by the time you hit the uncomfortable stages of pregnancy later. Congratulations!!!
Congrats! My advice is similar to others, do what works for you and your family. You will always have “experts” telling you you must do this or that, but only you and your husband are in the situation. Take advice for what it’s worth and leave the rest. Every baby and family is different!
Congratulations!!! What a blessing!
I just LOVE your zest in life! FULL of excitement and drama,lol! Enjoy the pregnant journey! My advice: don’t listen to everyone else’s advice! Every pregnancy and baby is different. Online sources may be better! 😉 Good luck and keep us updated! Just love your video clips….awesome news!!
That’s got to be exciting. Only advise I can give is don’t be afraid to ask when you are in the middle of the baby section for help. I once cried just trying to figure out which bottle to get my new born foster baby. You will also find that what my work for one person may not work for you and they are always going to invent the coolest thing that would have made your life so much easier after your kid has out grown that stage. Congrats!
The Baby Book by Dr. William Sears= best baby book ever.nCongratulations
Congratulations again Rachel! I loved the comments about pregnancy, its so true! I’m due in February and no one tells you just how exhausting it is carry a little peanut for 9 months! You’ll get a hopefully get a few months of energy back before your belly gets big and the simple tasks you took for granted like tying your shoes or just bending over are difficult. But when the little one starts punching you its all worth it! <3
Best advice I will give you… don’t rush anything. Savor every minute of your pregnancy, even the morning sickness and fatigue. When little Cruze arrives don’t be in a rush for him/her to roll over, crawl or say Momma. It will go by fast enough. Then you turn around and you are planning for graduation and grandkids.
Remember, no matter who tells you anything, listen to your GUT! It is the best thing to listen to. I hear ALL kinds of “advice” from Moms all the time (I have a 9.5 month old) and sometimes I just politely say “yeah, ok” and forget it the next moment, because everyone is different in how they want to do things. Eat well, and try to enjoy it while you can! 🙂 The tiredness never goes away 😉
Don’t name your baby River…or Ocean…or Land…
Aww. River Cruze would be cute for a girl. For a boy go with William Ocean Cruze. He could be either Billy Ocean or Ocean Cruze!
Thought I caught you on the airplane and gave a clue. Just thought I missed something. PREGNANT ADVICE? A good pair of clogs would help avoid tying shoes. 🙂 Just be careful walking. :)nCONGRATULATIONS!
Nice living room
Pregnant: your fav with be his/her fav…my kids still love chorizo nAfter: make everything a big deal …great job washing your hands! I’m so proud of you for waking up and knowing and getting yourself ready! Look, the clouds are beautiful! ..etc…
Use coupons on diapers and stock up before the baby comes 🙂 Congrats!!!
If you would like to have a natural child birth in any way, hire a doula. They are worth their weight in gold!
Eat real food. Labor & deliver naturally (better for you and baby). Do your own deep research on every subject baby related!!! Get a convertible seat from day one..not a “infant car seat” … saves you money and lasts longer!!!
Breastfeed if at all possible for as long as possible…and yes, that will probably mean pumping too if you intend to keep up your work/travel schedule, but it’s totally possible to be an awesome nursing/pumping momma and a career woman too, if that’s your heart. Congrats!
If Jesus Were a Parent by Hal Perkins. Best parenting book ever (next to the Bible)!
Yea! Now you can practice all of the Smart Money, Smart Kids tools from the other side.
Many congrats to you guys! If I had to offer one tip, I’d say go with cloth diapers. It’s a slightly higher cost up-front, but well worth it in the long run (saves you hundreds of dollars) and is just about as convenient as disposable diapers (healthier, too!). May God continue to bless you and your family 🙂
Enjoy it all. Accept help. Trust your instincts and don’t believe everything you read in any book (unless it is the Bible), You will never feel as blessed as when your baby is born and placed in your arms. James 1:17