Dave Ramsey is America’s trusted voice on money and business. He’s authored seven national best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, Dave Ramsey’s Complete Guide to Money, Smart Money Smart Kids, and The Legacy Journey. The Dave Ramsey Show is heard by more than 12 million listeners each week on more than 575 radio stations and digital outlets.
As a seasoned communicator and Ramsey Personality, Rachel Cruze has been speaking to groups as large as 10,000 for more than a decade. The daughter of Dave Ramsey, she joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others on the proper way to handle their money wisely and stay out of debt. Rachel co-authored the #1 national best-selling book Smart Money Smart Kids with her dad. Her new book, Love Your Life, Not Theirs, releases October 2016.
A popular and dynamic speaker on the topics of personal finance, retirement and leadership, Chris Hogan helps people across the country develop successful strategies to manage their money in both their personal lives and businesses. He is the host of the Retire Inspired Podcast and the author of Retire Inspired: It's Not an Age; It's a Financial Number, a #1 national best seller. For more than a decade, Chris has served at Ramsey Solutions as a trusted financial coach and Ramsey Personality.
Chris Brown is a nationally syndicated radio talk show host, pastor and dynamic speaker carrying the message of stewardship and intentional living nationwide as a Ramsey Personality. Available on radio stations across the country, Chris Brown's True Stewardship provides biblical solutions and sound advice for questions on life and money. Prior to joining Ramsey Solutions in 2014, Chris spent seven years leading many to Christ while growing churches in North Carolina and Florida. Chris and his wife, Holly, live in Franklin, Tennessee, with their three children.
An inspiring and enthusiastic presenter, Christy Wright has spoken to groups of thousands at corporate events, women's conferences and some of the country's top universities. Christy is also a certified business coach whose direct and genuine presentations cover a range of topics from business and money management to personal development and goal setting.
At age 19, Anthony ONeal was deep in debt and short on hope with no direction of where his life was headed. But after hitting rock bottom, he turned his life around and committed to helping students find and pursue their passions. Since 2003, Anthony ONeal has helped thousands of students succeed with money in their work and personal lives. Now Anthony has joined Ramsey Solutions to spread this encouraging message to students nationwide as a Ramsey Personality.
Agreeing on your financial goals and values will help direct where your money goes!
We value going out to eat too. We also are working towards becoming debt free so we can go on family vacations. We are definitely making lots of progress!
Our #1 goal was to pay off our mortgage!! We just did last week. It took us 9 1/2 years. We are 100% debt free!! It feels incredible. We did this by sacrificing wants, paying 10% tithing to the Lord, saving 50% or more of our income, and my husbands hard, hard work. It feels pretty incredible. Baby #5 is on the way and we feel blessed and grateful.
Our biggest value is being debt free! My husband had $180,000 in law school loans and we devised a plan to pay of the loans very aggressively. He sold his house and we both started saving and working HARD. We were married this past June and leveraged everything we could into his debt. We paid it all off in August and it was amazing! Now we’re renting and saving for a big downpayment on our next house so we can get quickly out of the debt that it will bring back into our lives.
My value is to retire with money. We have no kids. No one will take care of us so we need to save money to get someone to take care of us. nAnimals are the deterrent to achieving this goal. What a waste! Whatever the animal rights says!
Very sad that you felt the need to add your feelings on pets to your comment. She asked people to post what their value or goals were, not post negativie feelings toward other people’s preference toward living creatures. For many people pets are not a waste. Our pets are part of our family they bring alot of joy and love to our home. That being said having a pet is not for everyone, just like having kids is not for everyone. You and your spouse must have come to the conclusion that kids and pets were not part of your plan, maybe your careers don’t leave you with much time for them, or maybe you just don’t have enough emotional energy to devote to the care of another living thing (either a child or a pet) . No matter what your reason for not having kids or pets it must work for you and that is great, but that does not mean you need to bring your negative feelings about pets to this post. She asked what people value… Some people value the love and companionship of their pets. And just like you not wanting a pet is OK it is also OK for someone else to value their pet. Neither is wrong, what works for me does not work for you and vice versa. And that is wonderful. nnI wish you the best on your quest to save money for retirement.
Thanks for the lecture. I agree its not for everyone. Sorry you are sad but the reality is many people would go poor because of their love for animals. I don’t hate them. I am weary of them. You have a lifestyle you want to follow. That’s good for you.