Dave Ramsey is America’s trusted voice on money and business. He’s authored seven national best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, Dave Ramsey’s Complete Guide to Money, Smart Money Smart Kids, and The Legacy Journey. The Dave Ramsey Show is heard by more than 12 million listeners each week on more than 575 radio stations and digital outlets.
As a seasoned communicator and Ramsey Personality, Rachel Cruze has been speaking to groups as large as 10,000 for more than a decade. The daughter of Dave Ramsey, she joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others on the proper way to handle their money wisely and stay out of debt. Rachel co-authored the #1 national best-selling book Smart Money Smart Kids with her dad. Her new book, Love Your Life, Not Theirs, releases October 2016.
A popular and dynamic speaker on the topics of personal finance, retirement and leadership, Chris Hogan helps people across the country develop successful strategies to manage their money in both their personal lives and businesses. He is the host of the Retire Inspired Podcast and the author of Retire Inspired: It's Not an Age; It's a Financial Number, a #1 national best seller. For more than a decade, Chris has served at Ramsey Solutions as a trusted financial coach and Ramsey Personality.
Chris Brown is a nationally syndicated radio talk show host, pastor and dynamic speaker carrying the message of stewardship and intentional living nationwide as a Ramsey Personality. Available on radio stations across the country, Chris Brown's True Stewardship provides biblical solutions and sound advice for questions on life and money. Prior to joining Ramsey Solutions in 2014, Chris spent seven years leading many to Christ while growing churches in North Carolina and Florida. Chris and his wife, Holly, live in Franklin, Tennessee, with their three children.
An inspiring and enthusiastic presenter, Christy Wright has spoken to groups of thousands at corporate events, women's conferences and some of the country's top universities. Christy is also a certified business coach whose direct and genuine presentations cover a range of topics from business and money management to personal development and goal setting.
At age 19, Anthony ONeal was deep in debt and short on hope with no direction of where his life was headed. But after hitting rock bottom, he turned his life around and committed to helping students find and pursue their passions. Since 2003, Anthony ONeal has helped thousands of students succeed with money in their work and personal lives. Now Anthony has joined Ramsey Solutions to spread this encouraging message to students nationwide as a Ramsey Personality.
Facebook follower Todd asks how he can motivate his 14-year-old son to work and help out with chores and stop playing video games.
Unplug the game devices and lock them up until daily chores are done. Kids can earn game time just like them earn money. Work with the kid to agree on the time earned for each type of chore and a minimum number of chores to be completed.
Rachel-I think you’re right on the mark. I would add that’s it’s also important to have boundaries for anything electronic. If it’s been acceptable to sit in front of a tv, play a video game, or play on a computer for unlimited amounts of time it becomes very easy to think that behavior is ok. In fact, we should all limit our interactions with electronics; everything in moderation right? By freeing up time from these distractions, parents can then build in other, more realistic activities (working, exercising, just plain getting outside, etc).
I completely agree with you, Rachel. At the same time, I can totally relate to Todd.
Answers my questions. Thanks Todd fro bringing it up. I too have a 14 yo son who’d rather just play video games… it’s a huge struggle for us.
In our house it was the “Family Speech”. “we are a family, families help each other”, it’s team work. we all did laundry, we all helped with meal prep and dishes afterwards. It was just part of our family culture.
My 15 year old daughter works at Mitcham’s Peach Orchard here in Ruston, Louisiana. She is putting 20% of her check in a Roth IRA, 10% to church and keeps 70% for herself. She loves this, it makes her feel empowered and I always tell her that she will be wealthy one day by doing this. It is our responisbility to teach our children how to work and save! http://www.debtfreewithkelly.com
im right with ya Rachel….one thing that also makes it so difficult for me is that my husband will barely do any chores, even outdoor chores that are traditionally so called men’s chores….it has made it so much harder to get my child to do chores as she sees dad refuses most of the time.
This summer we having been trying something new that seems to work. Our boys (currently 13, 14, and 14) have always had to do chores just as a part of the family, but they’ve done them grudgingly. The change is that instead of begging them to do the chores we are paying them. We pay in either money or “video” time (movie, wii, game, etc). We pay equal time work:video time (assuming they really do the work the whole time) or $ for the job (not per hour). Additionally, like Rachel said, the boys are required to pay for their own “stuff”. If they want to do activities with friends we cheerfully provide the transportation and time out of our schedule for them to do the activity, but they have to pay for the activity. Additionally they pay for their own sports stuff (balls, equipment, etc). So far, so good. They are working for pay, being more cheerful about it, and being more discerning about what they really want to do since it is their hard earned money going to pay for it. A win/win.nnP.S. We don’t pay for all chores, some chores are just a part of being a family member (washing dishes, keeping their room/bath clean, doing their own laundry, etc).
This is wonderful!!
Can you be my mom?
Thank you, hard = yes; but real= VERY MUCH so. I gave a 16 yr son who would like to only play xbox/use ipad. We use that ability to motivate. Difficult because we are not always liked for DIS-connecting the devices if he does not make an effort to complete his “list”. …. but we are the parents responsible for teaching …. & I do not want one of my bad dreams to come true of a 30 year old gamer living in my basement with no income!!!
I have …not I gave… (second sentence).
Tough u2113u03c3u03bdu0454 works, I agree we are doing it for there own benefit.