Dave Ramsey is America’s trusted voice on money and business. He’s authored seven national best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, Dave Ramsey’s Complete Guide to Money, Smart Money Smart Kids, and The Legacy Journey. The Dave Ramsey Show is heard by more than 12 million listeners each week on more than 575 radio stations and digital outlets.
As a seasoned communicator and Ramsey Personality, Rachel Cruze has been speaking to groups as large as 10,000 for more than a decade. The daughter of Dave Ramsey, she joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others on the proper way to handle their money wisely and stay out of debt. Rachel co-authored the #1 national best-selling book Smart Money Smart Kids with her dad. Her new book, Love Your Life, Not Theirs, releases October 2016.
A popular and dynamic speaker on the topics of personal finance, retirement and leadership, Chris Hogan helps people across the country develop successful strategies to manage their money in both their personal lives and businesses. He is the host of the Retire Inspired Podcast and the author of Retire Inspired: It's Not an Age; It's a Financial Number, a #1 national best seller. For more than a decade, Chris has served at Ramsey Solutions as a trusted financial coach and Ramsey Personality.
Chris Brown is a nationally syndicated radio talk show host, pastor and dynamic speaker carrying the message of stewardship and intentional living nationwide as a Ramsey Personality. Available on radio stations across the country, Chris Brown's True Stewardship provides biblical solutions and sound advice for questions on life and money. Prior to joining Ramsey Solutions in 2014, Chris spent seven years leading many to Christ while growing churches in North Carolina and Florida. Chris and his wife, Holly, live in Franklin, Tennessee, with their three children.
An inspiring and enthusiastic presenter, Christy Wright has spoken to groups of thousands at corporate events, women's conferences and some of the country's top universities. Christy is also a certified business coach whose direct and genuine presentations cover a range of topics from business and money management to personal development and goal setting.
At age 19, Anthony ONeal was deep in debt and short on hope with no direction of where his life was headed. But after hitting rock bottom, he turned his life around and committed to helping students find and pursue their passions. Since 2003, Anthony ONeal has helped thousands of students succeed with money in their work and personal lives. Now Anthony has joined Ramsey Solutions to spread this encouraging message to students nationwide as a Ramsey Personality.
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Rachel, great advice, I totally agree with you on the importance of budgeting, and I highly recommend your dad’s wallet envelope and cash budgeting as the best and simplest way to stay in control of your money. However, your post made me think back to something a friend told me years ago when I had my first baby and was determined to stay home with him because it was so important to me to be home with him even though we really couldn’t afford it at the time. She told me that she had found that even though it might not always work out on paper, somehow through God’s grace it always worked out somehow and she was able to stay home with her kids. 22 years and 5 more kids later, and I have always been home with my kids, and been able to love and support and cherish them every minute of their lives. Best and most important decision we ever made for our family. I truly believe the Lord wants mothers in the home, and he will support families in their efforts to make that happen. We may not have all the luxuries of life, but we’ve always had our daily bread.
This post is very timely as I will be staying home with my kids once my maternity year is up. We are nervous, but we are trusting God to supply & provide for us. I am walking in faith. Thank you for sharing this.
I couldn’t agree more…I also wanted to be a stay at home mom so the year before we got pregnant, we practiced living off my husband’s salary to see if we could make it. Luckily we could and built up our 6 month savings. Best decisions we both ever made. I love taking care of my now 6 and 4 year old kids and that’s worth all the money in the world. We had to make sacrifices and still do but you can do it if you want it bad enough.