Dave Ramsey is America’s trusted voice on money and business. He’s authored seven national best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, Dave Ramsey’s Complete Guide to Money, Smart Money Smart Kids, and The Legacy Journey. The Dave Ramsey Show is heard by more than 12 million listeners each week on more than 575 radio stations and digital outlets.
As a seasoned communicator and Ramsey Personality, Rachel Cruze has been speaking to groups as large as 10,000 for more than a decade. The daughter of Dave Ramsey, she joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others on the proper way to handle their money wisely and stay out of debt. Rachel co-authored the #1 national best-selling book Smart Money Smart Kids with her dad. Her new book, Love Your Life, Not Theirs, releases October 2016.
A popular and dynamic speaker on the topics of personal finance, retirement and leadership, Chris Hogan helps people across the country develop successful strategies to manage their money in both their personal lives and businesses. He is the host of the Retire Inspired Podcast and the author of Retire Inspired: It's Not an Age; It's a Financial Number, a #1 national best seller. For more than a decade, Chris has served at Ramsey Solutions as a trusted financial coach and Ramsey Personality.
Chris Brown is a nationally syndicated radio talk show host, pastor and dynamic speaker carrying the message of stewardship and intentional living nationwide as a Ramsey Personality. Available on radio stations across the country, Chris Brown's True Stewardship provides biblical solutions and sound advice for questions on life and money. Prior to joining Ramsey Solutions in 2014, Chris spent seven years leading many to Christ while growing churches in North Carolina and Florida. Chris and his wife, Holly, live in Franklin, Tennessee, with their three children.
An inspiring and enthusiastic presenter, Christy Wright has spoken to groups of thousands at corporate events, women's conferences and some of the country's top universities. Christy is also a certified business coach whose direct and genuine presentations cover a range of topics from business and money management to personal development and goal setting.
At age 19, Anthony ONeal was deep in debt and short on hope with no direction of where his life was headed. But after hitting rock bottom, he turned his life around and committed to helping students find and pursue their passions. Since 2003, Anthony ONeal has helped thousands of students succeed with money in their work and personal lives. Now Anthony has joined Ramsey Solutions to spread this encouraging message to students nationwide as a Ramsey Personality.
Comment below with your money-saving gift ideas!
Im relieved to here you say making your own gifts can be cool too because that’s exactly what I am doing! 😛 I am making a magnesium peppermint foot scrub for all the ladies in our family and the best part is its cheap and super easy! Wahoo!
Use coupons and match them up with the sales. I have used coupons for most of our Christmas shopping this year. For example a $70 pair of fashion boots with two coupons at DSW shoes, ended up being only $39. Best part of all, this is the first Christmas that we have purchased all of our gifts with cash. So glad we took Dave Ramsey’s FPU class earlier this year.
I love to do needle crafts of every kind (I.e. Knitting, crochet, counted cross stitch, sewing, plastic canvas, etc). This year every single person on my list will receive something handmade. I started in August on my projects, and I’m almost done now. All it takes is a little planning, and a little skill.
I like what you said about giving the gift of time. I remember my Mother buying a new fun game for our Christmas Eve celebrations, and all the grandchildren (and adults) playing it while we visited her. Through the years our focus has been on having a good time together.
I’m making sugar scrubs for all of my girlfriends and then wrapping the jars with gorgeous bows and personalized notes. 🙂
Shop at Flea Markets – sometimes you can find brand new items for a lot less, and sometimes those antiques that are inexpensive make good gifts.