Dave Ramsey is America’s trusted voice on money and business. He’s authored seven national best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, Dave Ramsey’s Complete Guide to Money, Smart Money Smart Kids, and The Legacy Journey. The Dave Ramsey Show is heard by more than 12 million listeners each week on more than 575 radio stations and digital outlets.
As a seasoned communicator and Ramsey Personality, Rachel Cruze has been speaking to groups as large as 10,000 for more than a decade. The daughter of Dave Ramsey, she joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others on the proper way to handle their money wisely and stay out of debt. Rachel co-authored the #1 national best-selling book Smart Money Smart Kids with her dad. Her new book, Love Your Life, Not Theirs, releases October 2016.
A popular and dynamic speaker on the topics of personal finance, retirement and leadership, Chris Hogan helps people across the country develop successful strategies to manage their money in both their personal lives and businesses. He is the host of the Retire Inspired Podcast and the author of Retire Inspired: It's Not an Age; It's a Financial Number, a #1 national best seller. For more than a decade, Chris has served at Ramsey Solutions as a trusted financial coach and Ramsey Personality.
Chris Brown is a nationally syndicated radio talk show host, pastor and dynamic speaker carrying the message of stewardship and intentional living nationwide as a Ramsey Personality. Available on radio stations across the country, Chris Brown's True Stewardship provides biblical solutions and sound advice for questions on life and money. Prior to joining Ramsey Solutions in 2014, Chris spent seven years leading many to Christ while growing churches in North Carolina and Florida. Chris and his wife, Holly, live in Franklin, Tennessee, with their three children.
An inspiring and enthusiastic presenter, Christy Wright has spoken to groups of thousands at corporate events, women's conferences and some of the country's top universities. Christy is also a certified business coach whose direct and genuine presentations cover a range of topics from business and money management to personal development and goal setting.
At age 19, Anthony ONeal was deep in debt and short on hope with no direction of where his life was headed. But after hitting rock bottom, he turned his life around and committed to helping students find and pursue their passions. Since 2003, Anthony ONeal has helped thousands of students succeed with money in their work and personal lives. Now Anthony has joined Ramsey Solutions to spread this encouraging message to students nationwide as a Ramsey Personality.
When it comes to giving during the holidays, don’t get overwhelmed. Start small and follow my three tips!
So…. we don’t have a lot of folks that we are buying for this week, so we’ve decided to take money that we’ve saved (in a Holiday Club account, all year, Rachel!), and drive around on Christmas Day and hand out money like Santa and Mrs. Claus. We’re going to give to whoever strikes our fancy, although we’re thinking about hitting up places where people don’t make a lot of money and have to be working on the holidays. We are actually excited about this! We don’t need anything, and neither do our friends and families, but others would be totally encouraged by something unexpected. And there you have it! 🙂
I love the goat or animal idea through Samaritan’s Purse or Heifer International – I tried to sell my 4yo on the idea and he was confused and mad about it because he wants a goat for himself…I might need to pitch the idea a different way to him, but we are working on the giving spirit anyways!
I like to spent a few days on the weekend cleaning out closets and/or our basement. It never fails that I find a minimum of 5 items that were never used/never opened. During the debt snowball, I give those to Salvation Army/Toys for Tots/Whatever Donation service it best suits.