Dave Ramsey is America’s trusted voice on money and business. He’s authored seven national best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, Dave Ramsey’s Complete Guide to Money, Smart Money Smart Kids, and The Legacy Journey. The Dave Ramsey Show is heard by more than 12 million listeners each week on more than 575 radio stations and digital outlets.
As a seasoned communicator and Ramsey Personality, Rachel Cruze has been speaking to groups as large as 10,000 for more than a decade. The daughter of Dave Ramsey, she joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others on the proper way to handle their money wisely and stay out of debt. Rachel co-authored the #1 national best-selling book Smart Money Smart Kids with her dad. Her new book, Love Your Life, Not Theirs, releases October 2016.
A popular and dynamic speaker on the topics of personal finance, retirement and leadership, Chris Hogan helps people across the country develop successful strategies to manage their money in both their personal lives and businesses. He is the host of the Retire Inspired Podcast and the author of Retire Inspired: It's Not an Age; It's a Financial Number, a #1 national best seller. For more than a decade, Chris has served at Ramsey Solutions as a trusted financial coach and Ramsey Personality.
Chris Brown is a nationally syndicated radio talk show host, pastor and dynamic speaker carrying the message of stewardship and intentional living nationwide as a Ramsey Personality. Available on radio stations across the country, Chris Brown's True Stewardship provides biblical solutions and sound advice for questions on life and money. Prior to joining Ramsey Solutions in 2014, Chris spent seven years leading many to Christ while growing churches in North Carolina and Florida. Chris and his wife, Holly, live in Franklin, Tennessee, with their three children.
An inspiring and enthusiastic presenter, Christy Wright has spoken to groups of thousands at corporate events, women's conferences and some of the country's top universities. Christy is also a certified business coach whose direct and genuine presentations cover a range of topics from business and money management to personal development and goal setting.
At age 19, Anthony ONeal was deep in debt and short on hope with no direction of where his life was headed. But after hitting rock bottom, he turned his life around and committed to helping students find and pursue their passions. Since 2003, Anthony ONeal has helped thousands of students succeed with money in their work and personal lives. Now Anthony has joined Ramsey Solutions to spread this encouraging message to students nationwide as a Ramsey Personality.
Here is a tip to help you add more money back in your wallet today. And it doesn’t include getting another job!
Another option: go halfsies! I share Netflix with my parents, so we just pay $4/mo each!
The car wash has a deal for 32.95 for unlimited car washes! Each deluxe wash with tire shine is $14.95. However, I don’t use it even twice a month. Time to cancel.
I cancelled our monthly Satellite subscription. We already have netflix and so I’ll be saving $66.00 A Month!!
Cancelled Netflix, but I’m keeping my shakeology!!
I thought I couldn’t cancel cable either. We don’t miss it much. We paid $112 a month for satellite. We spend a small fraction of that on Sling to get some shows.
I need to cancel satellite tv and not pick up any new provider. Not only does it cost way too much, most of the shows we watch are on regular tv! Even more important…don’t watch tv and go do something fun with the family.
You won’t miss cable,I promise!
Canceled cable and home phone 6 months ago and got Netflix!! Saved almost $90 a month!! Used it to pay off our last credit card!! Great advice!! Thanks!!
I actually don’t have any monthly subscriptions. Not Netflix or cable or even satellite and yes I have kids. I do own lot of DVDs though. I only buy what we watch over and over and with two girls that’s easy all I really need is Frozen, Tangled and Lego superhero movies. Not having subscriptions I’ve found can cause you to look for other means of entertainment and if you’re not careful can be costly.
Hahaha! We do the same thing! Disney + Veggie Tales + Old Musicals. Husband and I have a couple shows that we watch religiously (Downton Abbey), but we just download those as we need them. Saves $$ big-time!
We finally broke down a few months ago and broke the chains of cable tv! We decided to go with the amazon fire stick and it’s been wonderful. No more commercials, easier remote, and with amazon prime you unlock thousands of great movies for free!
Check out Slingtv instead of cable! 20 / month instead of the big cable bill!
We also don’t have cable or Netflix, but use the library to get DVDs we want to see. It’s free and our library even purchases DVDs we ask for if they don’t have them. They figure if we want to see them, so will other people.
If we really want a magazine subscription for our children or ourselves, we put it on a Christmas wish list. We’ve found Grandparents love to get subscriptions for their grandkids. Just be sure to let them know when to cancel, when the kids outgrow the magazine or aren’t reading it anymore!
I had to cancel our Love with Food boxes. They just weren’t worth the money.
Amazon Prime. This is expensive and only used a few times a year. I have friends and family who will let me use their account. Why am I paying for one? This will be cancelled.