Can you believe Christmas is only three months away? I can’t! Here’s some tips on how to prepare your budget.
Like a lot of people I’m getting a 3rd paycheck this month. I’m pulling $500 of that for Christmas and the rest is going to my debt snowball!
YES! Christmas isn’t an emergency! I’ve already started saving. On top of that of my 4 kids, 3 of them have birthdays within a week before or after Christmas! You have to make a budget to handle all that!
We have 3 teens and have given them a Want, Wear, Need & Read for Christmas. Saves money and stress.
Just like it says– they get one gift they want, one gift they need, one gift they can wear and one gift they can read. It’s fun!!
Four gifts, I couldn’t get away with that!!
We have kids ages 9,8,4 &3 and do the same thing every year! They even write in their letter to Santa ideas for the 4 categories. The we (Mom & Dad) get them each 1 fun, not expensive item from their want list too. n
Best advice from a Couponer: SHOP EARLY! All my Christmas gifts were already bought in July/Aug! Many retailer have HUGE discounts on toys, clothes…ect… in summer. I spent about $100.00 for over $500.00 worth of toys, clothes…ect… 🙂 It’s really about timing and hiding. When it’s time for the holiday’s I am not stressed and ENJOY the events 🙂 Always a debt free Christmas!