Dave Ramsey is America’s trusted voice on money and business. He’s authored seven national best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, Dave Ramsey’s Complete Guide to Money, Smart Money Smart Kids, and The Legacy Journey. The Dave Ramsey Show is heard by more than 12 million listeners each week on more than 575 radio stations and digital outlets.
As a seasoned communicator and Ramsey Personality, Rachel Cruze has been speaking to groups as large as 10,000 for more than a decade. The daughter of Dave Ramsey, she joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others on the proper way to handle their money wisely and stay out of debt. Rachel co-authored the #1 national best-selling book Smart Money Smart Kids with her dad. Her new book, Love Your Life, Not Theirs, releases October 2016.
A popular and dynamic speaker on the topics of personal finance, retirement and leadership, Chris Hogan helps people across the country develop successful strategies to manage their money in both their personal lives and businesses. He is the host of the Retire Inspired Podcast and the author of Retire Inspired: It's Not an Age; It's a Financial Number, a #1 national best seller. For more than a decade, Chris has served at Ramsey Solutions as a trusted financial coach and Ramsey Personality.
Chris Brown is a nationally syndicated radio talk show host, pastor and dynamic speaker carrying the message of stewardship and intentional living nationwide as a Ramsey Personality. Available on radio stations across the country, Chris Brown's True Stewardship provides biblical solutions and sound advice for questions on life and money. Prior to joining Ramsey Solutions in 2014, Chris spent seven years leading many to Christ while growing churches in North Carolina and Florida. Chris and his wife, Holly, live in Franklin, Tennessee, with their three children.
An inspiring and enthusiastic presenter, Christy Wright has spoken to groups of thousands at corporate events, women's conferences and some of the country's top universities. Christy is also a certified business coach whose direct and genuine presentations cover a range of topics from business and money management to personal development and goal setting.
At age 19, Anthony ONeal was deep in debt and short on hope with no direction of where his life was headed. But after hitting rock bottom, he turned his life around and committed to helping students find and pursue their passions. Since 2003, Anthony ONeal has helped thousands of students succeed with money in their work and personal lives. Now Anthony has joined Ramsey Solutions to spread this encouraging message to students nationwide as a Ramsey Personality.
Can I get an amen?
Fabulous message! Wish I had heard something like this when I was in my early thirties. I’d probably be in a much different place in my life now.
Wow! This was on point Rachel! I must send this one to my youngest daughter who just got married 7 months ago. Thank you so much in all you do for the younger generation! 🙂
You set an example you made it sound easy on how not to buy something when you really want it I will think about that when some new jordan’s or new shoes come out when i look at the price
I remember as a young married 22-year-old-man when I visited a new in-law’s house for the first time. She had tons of nice home decor and other nice things. Then I found out shortly after that she owed over $10K on a Sears card alone!!! This is how most do it rather than accumulating nice possessions as the years pass.
I have heard about this phenomenon many times before, but it’s still always great to be reminded about that fact!
Yep! I see this a lot with travel, too. “Broke folks” want to vacation as often and expensive as their parents, who saved and invested for decades…. and some of whom are even retired!
And that is the exact reason why I can’t afford them now. I am in my 40’s, but when I was in my 20’s I thought I could afford it, so I bought it & that’s why I am where I am today. Trying to dig out of the hole, but it is so much easier if you never get in it to start with. When I was younger I used to be jealous of what my friends have, but now that I’m older I’m jealous of what they don’t have, no car payments, no credit card debt & no mortgage, those are the things to be jealous about, not the materialistic things that don’t matter.n
I am showing this to my high school class today! We are talking about budgeting and needs versus wants…this is a PERFECT video to show them! Thank you…keep videos like this coming!
Thank you so much Rachel! Like yourself, I’m in my mid-twenties and married, and I battle this often with myself. Even seeing families that are 5-10 years ahead of us with things that I would like to one day have, I have to remind myself that they are older and further along. One day, I too can enjoy these little pleasures. This is such a great reminder!
Perfect message, thank you for sharing & making it personal!
Amen, for reals.
SUCH a great reminder! Thanks, Rachel.