You should always expect the unexpected. But what do you do when the unexpected hits your budget?
How much do you normally budget for your “Miscellaneous buffer”?
It really depends on your overall budget and expenses each month. If you are able to plan well and know what is coming down the pike, then you don’t even need this category at all!
Would this be the “blow” category?
Mike, it would not. Blow is to be used for fun purchases. This needs to be a small amount of money set aside for things you might have missed that are big enough that you need them but small enough that they aren’t an emergency.