Dave Ramsey is America’s trusted voice on money and business. He’s authored seven national best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, Dave Ramsey’s Complete Guide to Money, Smart Money Smart Kids, and The Legacy Journey. The Dave Ramsey Show is heard by more than 12 million listeners each week on more than 575 radio stations and digital outlets.
As a seasoned communicator and Ramsey Personality, Rachel Cruze has been speaking to groups as large as 10,000 for more than a decade. The daughter of Dave Ramsey, she joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others on the proper way to handle their money wisely and stay out of debt. Rachel co-authored the #1 national best-selling book Smart Money Smart Kids with her dad. Her new book, Love Your Life, Not Theirs, releases October 2016.
A popular and dynamic speaker on the topics of personal finance, retirement and leadership, Chris Hogan helps people across the country develop successful strategies to manage their money in both their personal lives and businesses. He is the host of the Retire Inspired Podcast and the author of Retire Inspired: It's Not an Age; It's a Financial Number, a #1 national best seller. For more than a decade, Chris has served at Ramsey Solutions as a trusted financial coach and Ramsey Personality.
Chris Brown is a nationally syndicated radio talk show host, pastor and dynamic speaker carrying the message of stewardship and intentional living nationwide as a Ramsey Personality. Available on radio stations across the country, Chris Brown's True Stewardship provides biblical solutions and sound advice for questions on life and money. Prior to joining Ramsey Solutions in 2014, Chris spent seven years leading many to Christ while growing churches in North Carolina and Florida. Chris and his wife, Holly, live in Franklin, Tennessee, with their three children.
An inspiring and enthusiastic presenter, Christy Wright has spoken to groups of thousands at corporate events, women's conferences and some of the country's top universities. Christy is also a certified business coach whose direct and genuine presentations cover a range of topics from business and money management to personal development and goal setting.
At age 19, Anthony ONeal was deep in debt and short on hope with no direction of where his life was headed. But after hitting rock bottom, he turned his life around and committed to helping students find and pursue their passions. Since 2003, Anthony ONeal has helped thousands of students succeed with money in their work and personal lives. Now Anthony has joined Ramsey Solutions to spread this encouraging message to students nationwide as a Ramsey Personality.
I love to budget! A budget gives me permission to spend money where I want. So in today’s vlog, I decided to show you how to budget using EveryDollar!
Please explain what is next. Let’s say I just spent $83.45 at grocery store. Where do I put that to be deducted from budget line item so I know the balance?
I think you need to click the ‘transactions’ button and fill out the form, it will subtract it from the category that you choose. hope that helps
Could you explain more about what the “Save” category is about? You make the comment around 2:30 that ‘this category may be higher or lower depending on where you are in the Baby Steps, but for right now I’m going to do 10%.’ I’m assuming in steps #1,3 that this is as much as you can squeeze out elsewhere to get the $1000 and the fully funded emergency fund. So a higher percentage, perhaps. In step #2, is it essentially nixed to focus entirely on paying off debt? In Baby Step 4, is this category the 15% to retirement (because I don’t hear retirement at all in here)? Or is there something else that you are specifically saving/investing for with that category? I realize that you’re trying to make this video a general example of the process, but I’d love some more clarification of how this fits into the baby steps.
If you haven’t already played around with the numbers on Every Dollar, you should. You can change them to test different scenarios. I believe you are correct about the ‘savings.’ 15% or more for retirement is focused on in bs4 I think, but encouraged asap.
I don’t work for Dave, so I am just guessing as a long time listener that has been through FPU.