Dave Ramsey is America’s trusted voice on money and business. He’s authored seven national best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, Dave Ramsey’s Complete Guide to Money, Smart Money Smart Kids, and The Legacy Journey. The Dave Ramsey Show is heard by more than 12 million listeners each week on more than 575 radio stations and digital outlets.
As a seasoned communicator and Ramsey Personality, Rachel Cruze has been speaking to groups as large as 10,000 for more than a decade. The daughter of Dave Ramsey, she joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others on the proper way to handle their money wisely and stay out of debt. Rachel co-authored the #1 national best-selling book Smart Money Smart Kids with her dad. Her new book, Love Your Life, Not Theirs, releases October 2016.
A popular and dynamic speaker on the topics of personal finance, retirement and leadership, Chris Hogan helps people across the country develop successful strategies to manage their money in both their personal lives and businesses. He is the host of the Retire Inspired Podcast and the author of Retire Inspired: It's Not an Age; It's a Financial Number, a #1 national best seller. For more than a decade, Chris has served at Ramsey Solutions as a trusted financial coach and Ramsey Personality.
Chris Brown is a nationally syndicated radio talk show host, pastor and dynamic speaker carrying the message of stewardship and intentional living nationwide as a Ramsey Personality. Available on radio stations across the country, Chris Brown's True Stewardship provides biblical solutions and sound advice for questions on life and money. Prior to joining Ramsey Solutions in 2014, Chris spent seven years leading many to Christ while growing churches in North Carolina and Florida. Chris and his wife, Holly, live in Franklin, Tennessee, with their three children.
An inspiring and enthusiastic presenter, Christy Wright has spoken to groups of thousands at corporate events, women's conferences and some of the country's top universities. Christy is also a certified business coach whose direct and genuine presentations cover a range of topics from business and money management to personal development and goal setting.
At age 19, Anthony ONeal was deep in debt and short on hope with no direction of where his life was headed. But after hitting rock bottom, he turned his life around and committed to helping students find and pursue their passions. Since 2003, Anthony ONeal has helped thousands of students succeed with money in their work and personal lives. Now Anthony has joined Ramsey Solutions to spread this encouraging message to students nationwide as a Ramsey Personality.
I explain how the Dave Ramsey envelope system works and even put my own spin on it.
I like your clip system better than the envelope system…cute wallet, too:)
any ideas on a no fee pre-paid card to put your categories on? Still getting the hang of the envelope system.
How does the “dude” carry his money on his wallet with clips? I love the system, but gotta find a way for me divide it and carry it with me around.
The clips is actually a GREAT idea. Thanks for sharing!!
Really like the idea with the clip as well.
Thanks for mentioning that the envelope system is for spending in categories where you overspend. I was wondering exactly how many envelopes I would have to be carting around 🙂
Ha! Yeah, no need to bust out the accordion file or anything 🙂
Rachel, nHow do you label each clip?
I think she just knows which one is which, but if you have access to a P-touch, you can probably stick something small on the top or side or the clip
Rachel, I love this idea. I have a long wallet – the size that can hold checks. On my money pockets I have made mini file seperators (for lack of a better term). So I can look at my money pocket and I have a food, clothing, school and free money divider. I made them out of card stock so they are little bit more sturdy and the tag name sticks just above the bill height.
I love the clips!! i think it’s more steam lined than the traditional envelope system.
Rachel, I love your purse idea and entrepreneurship! I watched your video clip on how you went about designing it, and it really intrigued me! I was wanting to know what company you used to help you manufacture and the whole process etc?