Dave Ramsey is America’s trusted voice on money and business. He’s authored seven national best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, Dave Ramsey’s Complete Guide to Money, Smart Money Smart Kids, and The Legacy Journey. The Dave Ramsey Show is heard by more than 12 million listeners each week on more than 575 radio stations and digital outlets.
As a seasoned communicator and Ramsey Personality, Rachel Cruze has been speaking to groups as large as 10,000 for more than a decade. The daughter of Dave Ramsey, she joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others on the proper way to handle their money wisely and stay out of debt. Rachel co-authored the #1 national best-selling book Smart Money Smart Kids with her dad. Her new book, Love Your Life, Not Theirs, releases October 2016.
A popular and dynamic speaker on the topics of personal finance, retirement and leadership, Chris Hogan helps people across the country develop successful strategies to manage their money in both their personal lives and businesses. He is the host of the Retire Inspired Podcast and the author of Retire Inspired: It's Not an Age; It's a Financial Number, a #1 national best seller. For more than a decade, Chris has served at Ramsey Solutions as a trusted financial coach and Ramsey Personality.
Chris Brown is a nationally syndicated radio talk show host, pastor and dynamic speaker carrying the message of stewardship and intentional living nationwide as a Ramsey Personality. Available on radio stations across the country, Chris Brown's True Stewardship provides biblical solutions and sound advice for questions on life and money. Prior to joining Ramsey Solutions in 2014, Chris spent seven years leading many to Christ while growing churches in North Carolina and Florida. Chris and his wife, Holly, live in Franklin, Tennessee, with their three children.
An inspiring and enthusiastic presenter, Christy Wright has spoken to groups of thousands at corporate events, women's conferences and some of the country's top universities. Christy is also a certified business coach whose direct and genuine presentations cover a range of topics from business and money management to personal development and goal setting.
At age 19, Anthony ONeal was deep in debt and short on hope with no direction of where his life was headed. But after hitting rock bottom, he turned his life around and committed to helping students find and pursue their passions. Since 2003, Anthony ONeal has helped thousands of students succeed with money in their work and personal lives. Now Anthony has joined Ramsey Solutions to spread this encouraging message to students nationwide as a Ramsey Personality.
A lot of twentysomethings get out of college and want to buy their dream home right away. But life doesn’t always work that way. Buying your dream home might require patience and contentment.
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SO true. My parents built their dream home when they were in their mid-40’s, and a) where I live land was much more reasonable back then b) there was some family money involved (which, because of various divorces in the family, I will see NONE of, because the LAWYERS have it all). So it’s TOTALLY CRAZY to put those expectations on myself or my husband! I sometimes get so down on myself for not being in a better place financially (you know, so that I can afford that stuff and impress people I don’t even like…), when actually I’m in a GREAT place for my stage of life: IT’S JUST THAT I’M IN A DIFFERENT STAGE IN LIFE. nnOne thought I heard from somebody (so sorry that I can’t remember who) is to not compare my *beginning* to someone else’s *middle*. That’s true for life, business, everything.
ok thank you
As a parent, what is the best way to really help my child get their first house; without damaging the ownership pride with too large of a gift?
Maybe approach it like you would with their first car? You will match them dollar for dollar so If they save $20,000 and you can gift that much without damaging your lively hood, then they are already working hard and following good money practices so a gift would be enabling?
While I agree completely with this advice I don’t like how Rachel lumps herself in this category. I’m sure she is not living in a small house or renting. Pretending you are one of the people takes away from your message!n
She and Winston live in an $800,000.00 home… At least that’s what the Williamson County tax records say.
If you are in your 20s and 30s and have enough money saved to pay cash for a huge dream home then there is nothing wrong with that… Which is most likely her situation. But for normal people like you and I making household incomes of $50,000/year (approx. national average) Then yes this message is very important… Basically she is just saying don’t take out a 30 year mortgage on a home and still stretch yourself with the payments because thats the only way to afford a big house. That’s dumb!